2026 연봉 실수령액표

2026년 근로소득 간이세액표
2026년 4대보험 요율
공제대상가족 본인 1명
비과세 소득 없음

연봉	월 급여세전	월 실수령액	공제 합계	국민연금4.75%	건강보험3.595%	장기요양건보료의 13.14%	고용보험0.9%	소득세간이세액표	지방소득세소득세의 10%
1,000만	833,333	752,403	80,930	39,560	29,950	3,930	7,490	0	0
1,100만	916,666	827,646	89,020	43,510	32,950	4,320	8,240	0	0
1,200만	1,000,000	902,830	97,170	47,500	35,950	4,720	9,000	0	0
1,300만	1,083,333	976,653	106,680	51,440	38,940	5,110	9,740	1,320	130
1,400만	1,166,666	1,050,596	116,070	55,380	41,940	5,510	10,490	2,500	250
1,500만	1,250,000	1,124,480	125,520	59,370	44,930	5,900	11,250	3,700	370
1,600만	1,333,333	1,197,923	135,410	63,310	47,930	6,290	11,990	5,360	530
1,700만	1,416,666	1,271,236	145,430	67,260	50,920	6,690	12,740	7,110	710
1,800만	1,500,000	1,344,440	155,560	71,250	53,920	7,080	13,500	8,920	890
1,900만	1,583,333	1,417,893	165,440	75,190	56,920	7,470	14,240	10,570	1,050
2,000만	1,666,666	1,491,326	175,340	79,130	59,910	7,870	14,990	12,220	1,220
2,100만	1,750,000	1,564,480	185,520	83,120	62,910	8,260	15,750	14,080	1,400
2,200만	1,833,333	1,637,933	195,400	87,060	65,900	8,650	16,490	15,730	1,570
2,300만	1,916,666	1,711,346	205,320	91,010	68,900	9,050	17,240	17,390	1,730
2,400만	2,000,000	1,784,190	215,810	95,000	71,900	9,440	18,000	19,520	1,950
2,500만	2,083,333	1,856,633	226,700	98,940	74,890	9,840	18,740	22,090	2,200
2,600만	2,166,666	1,929,056	237,610	102,880	77,890	10,230	19,490	24,660	2,460
2,700만	2,250,000	2,001,070	248,930	106,870	80,880	10,620	20,250	27,560	2,750
2,800만	2,333,333	2,073,493	259,840	110,810	83,880	11,020	20,990	30,130	3,010
2,900만	2,416,666	2,145,916	270,750	114,760	86,870	11,410	21,740	32,700	3,270
3,000만	2,500,000	2,217,920	282,080	118,750	89,870	11,800	22,500	35,600	3,560
3,100만	2,583,333	2,290,163	293,170	122,690	92,870	12,200	23,240	38,340	3,830
3,200만	2,666,666	2,358,296	308,370	126,630	95,860	12,590	23,990	44,820	4,480
3,300만	2,750,000	2,425,000	325,000	130,620	98,860	12,990	24,750	52,530	5,250
3,400만	2,833,333	2,492,753	340,580	134,560	101,850	13,380	25,490	59,370	5,930
3,500만	2,916,666	2,560,456	356,210	138,510	104,850	13,770	26,240	66,220	6,620
3,600만	3,000,000	2,626,700	373,300	142,500	107,850	14,170	27,000	74,350	7,430
3,700만	3,083,333	2,694,453	388,880	146,440	110,840	14,560	27,740	81,190	8,110
3,800만	3,166,666	2,762,166	404,500	150,380	113,840	14,950	28,490	88,040	8,800
3,900만	3,250,000	2,829,230	420,770	154,370	116,830	15,350	29,250	95,430	9,540
4,000만	3,333,333	2,893,733	439,600	158,310	119,830	15,740	29,990	105,210	10,520
4,100만	3,416,666	2,958,236	458,430	162,260	122,820	16,130	30,740	114,990	11,490
4,200만	3,500,000	3,019,960	480,040	166,250	125,820	16,530	31,500	127,220	12,720
4,300만	3,583,333	3,084,463	498,870	170,190	128,820	16,920	32,240	137,000	13,700
4,400만	3,666,666	3,148,966	517,700	174,130	131,810	17,320	32,990	146,780	14,670
4,500만	3,750,000	3,213,400	536,600	178,120	134,810	17,710	33,750	156,560	15,650
4,600만	3,833,333	3,271,763	561,570	182,060	137,800	18,100	34,490	171,930	17,190
4,700만	3,916,666	3,335,246	581,420	186,010	140,800	18,500	35,240	182,610	18,260
4,800만	4,000,000	3,395,760	604,240	190,000	143,800	18,890	36,000	195,960	19,590
4,900만	4,083,333	3,459,283	624,050	193,940	146,790	19,280	36,740	206,640	20,660
5,000만	4,166,666	3,522,776	643,890	197,880	149,790	19,680	37,490	217,320	21,730
5,100만	4,250,000	3,586,230	663,770	201,870	152,780	20,070	38,250	228,000	22,800
5,200만	4,333,333	3,649,743	683,590	205,810	155,780	20,470	38,990	238,680	23,860
5,300만	4,416,666	3,713,246	703,420	209,760	158,770	20,860	39,740	249,360	24,930
5,400만	4,500,000	3,773,610	726,390	213,750	161,770	21,250	40,500	262,840	26,280
5,500만	4,583,333	3,833,773	749,560	217,690	164,770	21,650	41,240	276,560	27,650
5,600만	4,666,666	3,896,696	769,970	221,630	167,760	22,040	41,990	287,780	28,770
5,700만	4,750,000	3,959,540	790,460	225,620	170,760	22,430	42,750	299,000	29,900
5,800만	4,833,333	4,022,463	810,870	229,560	173,750	22,830	43,490	310,220	31,020
5,900만	4,916,666	4,085,366	831,300	233,510	176,750	23,220	44,240	321,440	32,140
6,000만	5,000,000	4,145,120	854,880	237,500	179,750	23,620	45,000	335,470	33,540
6,100만	5,083,333	4,208,053	875,280	241,440	182,740	24,010	45,740	346,690	34,660
6,200만	5,166,666	4,270,956	895,710	245,380	185,740	24,400	46,490	357,910	35,790
6,300만	5,250,000	4,333,810	916,190	249,370	188,730	24,800	47,250	369,130	36,910
6,400만	5,333,333	4,396,733	936,600	253,310	191,730	25,190	47,990	380,350	38,030
6,500만	5,416,666	4,459,646	957,020	257,260	194,720	25,580	48,740	391,570	39,150
6,600만	5,500,000	4,519,410	980,590	261,250	197,720	25,980	49,500	405,590	40,550
6,700만	5,583,333	4,582,323	1,001,010	265,190	200,720	26,370	50,240	416,810	41,680
6,800만	5,666,666	4,645,246	1,021,420	269,130	203,710	26,760	50,990	428,030	42,800
6,900만	5,750,000	4,708,090	1,041,910	273,120	206,710	27,160	51,750	439,250	43,920
7,000만	5,833,333	4,771,023	1,062,310	277,060	209,700	27,550	52,490	450,470	45,040
7,100만	5,916,666	4,810,236	1,106,430	281,010	212,700	27,940	53,240	483,220	48,320
7,200만	6,000,000	4,860,470	1,139,530	285,000	215,700	28,340	54,000	505,900	50,590
7,300만	6,083,333	4,915,783	1,167,550	288,940	218,690	28,730	54,740	524,050	52,400
7,400만	6,166,666	4,971,076	1,195,590	292,880	221,690	29,130	55,490	542,190	54,210
7,500만	6,250,000	5,026,310	1,223,690	296,870	224,680	29,520	56,250	560,340	56,030
7,600만	6,333,333	5,081,623	1,251,710	300,810	227,680	29,910	56,990	578,480	57,840
7,700만	6,416,666	5,136,906	1,279,760	304,760	230,670	30,310	57,740	596,620	59,660
7,800만	6,500,000	5,187,150	1,312,850	308,750	233,670	30,700	58,500	619,300	61,930
7,900만	6,583,333	5,242,453	1,340,880	312,690	236,670	31,090	59,240	637,450	63,740
8,000만	6,666,666	5,301,366	1,365,300	313,020	239,660	31,490	59,990	655,590	65,550
8,100만	6,750,000	5,360,580	1,389,420	313,020	242,660	31,880	60,750	673,740	67,370
8,200만	6,833,333	5,419,843	1,413,490	313,020	245,650	32,270	61,490	691,880	69,180
8,300만	6,916,666	5,479,066	1,437,600	313,020	248,650	32,670	62,240	710,020	71,000
8,400만	7,000,000	5,533,300	1,466,700	313,020	251,650	33,060	63,000	732,700	73,270
8,500만	7,083,333	5,592,543	1,490,790	313,020	254,640	33,460	63,740	750,850	75,080
8,600만	7,166,666	5,651,786	1,514,880	313,020	257,640	33,850	64,490	768,990	76,890
8,700만	7,250,000	5,711,010	1,538,990	313,020	260,630	34,240	65,250	787,140	78,710
8,800만	7,333,333	5,770,253	1,563,080	313,020	263,630	34,640	65,990	805,280	80,520
8,900만	7,416,666	5,829,496	1,587,170	313,020	266,620	35,030	66,740	823,420	82,340
9,000만	7,500,000	5,883,730	1,616,270	313,020	269,620	35,420	67,500	846,100	84,610
9,100만	7,583,333	5,942,963	1,640,370	313,020	272,620	35,820	68,240	864,250	86,420
9,200만	7,666,666	6,002,216	1,664,450	313,020	275,610	36,210	68,990	882,390	88,230
9,300만	7,750,000	6,061,420	1,688,580	313,020	278,610	36,610	69,750	900,540	90,050
9,400만	7,833,333	6,120,683	1,712,650	313,020	281,600	37,000	70,490	918,680	91,860
9,500만	7,916,666	6,179,916	1,736,750	313,020	284,600	37,390	71,240	936,820	93,680
9,600만	8,000,000	6,234,140	1,765,860	313,020	287,600	37,790	72,000	959,500	95,950
9,700만	8,083,333	6,293,393	1,789,940	313,020	290,590	38,180	72,740	977,650	97,760
9,800만	8,166,666	6,352,636	1,814,030	313,020	293,590	38,570	73,490	995,790	99,570
9,900만	8,250,000	6,411,850	1,838,150	313,020	296,580	38,970	74,250	1,013,940	101,390
1억	8,333,333	6,471,103	1,862,230	313,020	299,580	39,360	74,990	1,032,080	103,200

표를 옆으로 밀면 공제 항목이 더 나옵니다. 금액 단위는 원입니다.

계산 기준

연봉을 12로 나눈 금액을 월 급여로 보고, 여기서 4대보험(산재보험 제외)과 소득세·지방소득세를 뺀 금액이 월 실수령액입니다. 원 단위 계산 결과는 10원 미만을 버렸습니다.

항목	근로자 부담
국민연금 (기준소득월액 41만~659만 원, 2026.7~2027.6 적용)	4.75%
건강보험	3.595%
장기요양보험 (소득 대비 0.9448%)	건강보험료 × 13.14%
고용보험 (실업급여)	0.9%
소득세	간이세액표, 공제대상가족 1명
지방소득세	소득세 × 10%

실제 월급과 다를 수 있는 이유

식대(월 20만 원까지) 같은 비과세 소득이 있으면 세금과 보험료가 줄어 실수령액이 늘어납니다.
배우자·자녀 등 공제대상가족이 많을수록 소득세가 줄어듭니다. 이 표는 본인 1명 기준입니다.
회사에 따라 소득세를 간이세액의 80%나 120%로 떼도록 선택할 수 있습니다.
매달 떼는 소득세는 미리 내는 금액이라, 다음 해 연말정산에서 돌려받거나 더 낼 수 있습니다.

자료 출처

소득세법 시행령 [별표 2] 근로소득 간이세액표 (2026. 2. 27. 개정) — 국가법령정보센터
연금보험료 안내 — 국민연금공단
보험료 안내 — 국민건강보험공단

함께 쓰기 좋은 도구: CAGR 계산기